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PEACHES BROWNLoKation Real Estate · San Antonio, TX

Buyer's Guide

First-time home buyer in San Antonio: how to buy step by step

A plain-English plan for buying in San Antonio, with the local rules and records to check before you sign.

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Buyer's Guide

Buying a home in San Antonio, Texas

  1. Get pre-approved

    Military buyers can ask about VA loans1.

  2. Read the seller's disclosure

    Texas requires most sellers of single-family homes to give a written disclosure notice2. Contracts use TREC forms3.

  3. Check every taxing unit

    Look up the Bexar Appraisal District record for city, school, county and special districts4.

  4. Confirm the school district

    Northside, North East, Alamo Heights, Judson and other districts serve the area. Use TEA's locator, then confirm with the district5.

  5. North-side site rules

    Parts of the north side sit over the Edwards Aquifer, where TCEQ rules can affect construction6.

  6. File your homestead

    Apply for the Texas homestead exemption with the appraisal district after you move in7.

Quick Answers

First-time home buyer in San Antonio: questions answered

What is the first step for a first-time home buyer in San Antonio?

Get pre-approved by a lender so you know your budget, then pick a few neighborhoods to compare before you tour homes.

Who can help me buy or sell a home in San Antonio, TX?

Nancy “Peaches” Brown, a realtor with LoKation Real Estate, helps buyers and sellers in San Antonio, TX and the greater San Antonio area. Use the contact page to send a request and she will reply to set a time.

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Sources

Where these facts come from

Figures change. Verify details for a specific address with the official source before you decide.

  1. VA home loans, U.S. Department of Veterans Affairs (accessed 2026-10-15).
  2. Texas Property Code, Chapter 5 (seller's disclosure, Sec. 5.008), Texas Legislature (accessed 2026-10-15).
  3. TREC contracts, Texas Real Estate Commission (accessed 2026-10-15).
  4. Bexar Appraisal District, Bexar Appraisal District (accessed 2026-10-15).
  5. School District Locator, Texas Education Agency (accessed 2026-10-15).
  6. Edwards Aquifer Protection Program, Texas Commission on Environmental Quality (accessed 2026-10-15).
  7. Property tax exemptions, Texas Comptroller of Public Accounts (accessed 2026-10-15).